Governing Documents
Governing documents are the layered set of rules that create and run a homeowners association: a recorded declaration (CC&Rs) that restricts the property itself, articles of incorporation that create the association as a legal entity, bylaws that govern how the board runs itself, and rules or policies the board adopts underneath all three. Higher documents always control lower ones: a rule cannot override the bylaws, and nothing the board adopts can override the declaration, state law, or federal law.
The hierarchy that decides every argument
Almost every governing-document dispute on a board is really a ranking question: which document controls when two of them point in different directions? Federal law controls state law, state law controls the declaration, the declaration controls the articles of incorporation, the articles control the bylaws, and the bylaws control anything the board adopts on its own, meaning rules, resolutions, and policies. A document lower in that stack cannot lawfully do what a document higher up forbids or requires otherwise, no matter how recently the lower one was adopted.
"It's important to note that conflicts or inconsistencies between these documents are resolved by giving precedence to the higher-ranking document."
Source: Understanding the Hierarchy of Governing Documents in a Community Association, Community Association Management (CAMS)
See Understanding the hierarchy of HOA documents for how each layer fits together, and What happens when documents conflict? for how a specific conflict actually gets resolved.
The declaration is not like the others
Of the four core documents, only the declaration (also called the CC&Rs, for covenants, conditions, and restrictions) is recorded against the property itself rather than just held by the association. That difference matters: a recorded covenant binds whoever owns the lot next, automatically, whether or not that owner personally signed anything.
"Sometimes, covenants are not part of a recorded declaration of conditions and restrictions. Instead, property owners who are neighbors sign them. In this case, they are still binding."
Source: Covenants, Conditions, and Restrictions, FindLaw
Bylaws, by contrast, govern how the corporation runs itself, not what an owner may do with their property. Start with Declaration / CC&Rs explained and Bylaws explained to see the two side by side.
What boards get wrong most often
Three beliefs cause more governing-document trouble than anything else on a board:
"Robert's Rules automatically governs our meetings." It only governs if the bylaws themselves adopt it as the parliamentary authority. Absent that adoption, it has no legal force over the board. See Bylaws explained.
"A board resolution or policy can change what the CC&Rs require." It cannot. Both sit below the declaration in the hierarchy, so a conflicting resolution or policy is unenforceable to the extent of the conflict. See Rules versus amendments.
"Amending the declaration just takes a board vote, like a rule does." Declarations are typically amended by a vote of the owners at a statutory or document-stated threshold, not by the board alone. See Amendment procedures and Voting thresholds for amendments.
Read these three, in order.
Everything in this course
26 lessons across 5 modules. Each one is about three minutes and stands on its own.
The core documents and how they rank
The board's day to day tools
Property specifics on the ground
Where documents meet the law
Reading, researching, and changing your documents
- 17How to read CC&Rs without being a lawyer
- 18How to research a governing-document question
- 19Developer rights in governing documents
- 20Declarant rights
- 21Amendment procedures
- 22Voting thresholds for amendments
- 23Recording amendments
- 24Updating outdated governing documents
- 25Restating governing documents
- 26When legal review is appropriate
Sources
- Nevada Revised Statutes Chapter 116, Common Interest Ownership (Uniform Act), State of Nevada Legislature
- California Civil Code Section 4765, California Legislature
- New Mexico Statutes Annotated Section 47-16-8, State of New Mexico, via Justia
- Fannie Mae Selling Guide, B4-2.1-01, Fannie Mae
- Robert's Rules of Order Newly Revised, "How to Adopt", Robert's Rules Association
- Why Bylaws?, Jurassic Parliament (Ann Macfarlane, PRP)
- Wex Legal Dictionary: appurtenance, Cornell Law School
- Wex Legal Dictionary: shall, Cornell Law School
- Covenants, Conditions, and Restrictions, FindLaw
- Understanding the Hierarchy of Governing Documents in a Community Association, Community Association Management (CAMS)
- Decoding HOA Governing Documents: The Articles of Incorporation, Goodwin and Company
- Shelley v. Kraemer, 334 U.S. 1 (1948), Supreme Court of the United States
- Fair Housing Act overview, U.S. Department of Housing and Urban Development
- ALTA/NSPS Land Title Survey Standards, American Land Title Association and National Society of Professional Surveyors
- Uniform Common Interest Ownership Act (2021), Uniform Law Commission
- Restatement (Third) of Property: Servitudes, American Law Institute
- HOA Rules vs. Policy: What's the Difference?, Boardline Academy
- A Step-by-Step Approach to Amending and Restating Governing Documents, CAI California Legislative Action Committee
Vote thresholds for amending a declaration or bylaws, how long declarant control lasts, and what your state's common-interest-ownership statute requires all vary by state and by your association's own documents.